Privacy Policy
Last Updated: June 18, 2026. Your financial data belongs to you, not our servers.
1. Our Commitment to Privacy
Unlike traditional digital home financing products, we do not require you to create an account, register your email, or provide personal financial information to run calculations. Our core philosophy is built around complete financial transparency and data minimization.
2. How Your Data is Processed
All calculations performed on the Mortgage Intelligence Platform are executed completely on the client-side within your browser.
- We do not transmit your inputs (like household income, outstanding debts, or loan principal values) to external servers.
- All charting outputs, amortization schedules, and risk stress tests are computed locally by your device.
- Scenario comparison profiles are saved to your browser's local sandbox storage (
localStorage) and are never uploaded or synced to external cloud databases.
3. Client-Side PDF Exports & Email Shares
When you request an advisory report PDF via our export interface:
- Direct Download: The PDF compilation runs entirely within your browser's memory using local JavaScript libraries. No document data is sent to our servers.
- Email Dispatch: If you opt to simulated-share the PDF via email, your email address is saved locally (to prepopulate future forms) and the connection pipeline is simulated locally inside your browser client.
4. Cookies and Analytical Tracking
We do not use advertising cookies, remarketing tracking scripts (like Facebook Pixel), or third-party behavioral profiling. We may utilize simple, cookieless, GDPR-compliant privacy-first analytics tools to monitor aggregated website traffic (e.g. counting total page views) without identifying individual visitors.
5. Contact Information
If you have any questions regarding our local data sandboxing or the privacy structures of our codebase, feel free to contact our compliance team using our Contact Page.